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Second Chance for Healthcare!
Jan 29, 2021
Affordable Care Act
Good news! The federal government has reopened the Affordable Care Act’s federal insurance marketplaces for three months to give Americans who need coverage during the coronavirus pandemic an extended chance to buy health plans. Enrollment will be reopened from February 15th to May 15th 2021.
1. How do I enroll?
Go to www.healthcare.gov and follow the site’s instructions.
2. Highlights of the Affordable Care Act:
If your income level qualifies, you will receive premium subsidies.
- The ACA requires 10 essential benefits for you, such as emergency services, hospitalization, mental health and substance abuse disorder therapies, and pediatric services.
- Insurers cannot deny you or charge you more if you have a preexisting condition.
- There is no yearly dollar limit on the coverage provided.
- Once enrolled, you may choose from a plan that best fits your needs regarding coverages and costs.
If you have any questions or need any help while enrolling, do not hesitate to contact our office for free assistance.
Workers' compensation provides medical and wage benefits to people who are injured at work. The coverage is mandated by each state and the wage and medical benefits vary by state. Workers’ compensation provides medical expenses, lost wages, and rehabilitation costs to employees who are injured or become ill “in the course and scope” of their job. It also pays death benefits to families of employees who are killed on the job.
Another tragic story of folks not having uninsured motorist coverage. Joe was traveling home from work and was involved in a terrible automobile accident. He was struck head-on by a negligent motorist who was improperly passing another vehicle. Due to his injuries, Joe was life-flighted from the scene of the collision. Joe has been hospitalized for over a month, and he will require months of physical therapy treatments both in the hospital and at home. Thus far, Joe has incurred over $80,000.00 in medical costs, and that number is still rising.
After you've been injured, you need to focus on your physical recovery and your medical concerns. The financial matters shouldn't be a concern, so if you're not getting what you're owed, it's time to bring in Bruce Edwards, P.C. Attorney at Law.
Call the police immediately if the collision injured either you or the other driver. This is mandatory in the state of Georgia in all accidents resulting in injury or death, regardless of who appears to be the at fault driver. After law enforcement writes their report, ask the officer(s) on scene how you can obtain a copy for your own records in order to file an injury claim. The police report acts as the first piece of evidence gathered in your case. Reports typically take three to five days to process. Don’t forget this detail among all the other aspects of your accident claim.
Bruce Edwards, P.C. Attorney at Law has obtained some of the state's largest workers' compensation settlements, including the largest award in Georgia's history. We'll give you a FREE consultation or case review, and if we don't win your case, you don't pay!
As a local lawyer, I have always built strong relationships with my clients. I am able to listen to your concerns, address any questions you may have, and get to know you and your family by developing a personal relationship with you. The relationships my staff and I develop with my clients last a lifetime. We are always there for you!
What is low back pain? Low back pain can affect the back anywhere below the ribs and above the legs. The lower back is the connection between the upper and lower body, and it bears most of the body’s weight. Because of these roles, it is easily injured when you lift, reach, or twist.
Georgia’s workers’ compensation laws are intended to be “liberally construed” meaning that as a matter of public policy, benefits should be awarded to a claimant who suffers and injury while on the clock. Both the Georgia workers compensation statute and courts interpreting that statute do allow employers to deny claims based on certain conduct on the part of the injured worker. For example, an employer can deny a claim that is otherwise payable if the injured employee was drunk or under the influence of illegal drugs at the time of the accident.
A combination of budget cuts, a lack of staff at social security offices, and an increase of potential recipients, has made getting Social Security Disability or SSI benefits a difficult, three-year process. However, with the proper help and guidance, we can still be successful in getting the Social Security benefits to which you are entitled.
Georgia workers have seen many changes in our workers’ compensation laws in the past few years. Here is a basic break down of the Workers’ Compensation system in the State of Georgia
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